Pricing and Membership
Transparent Pricing for Physician-Led Preventive Wellness
We do not bill insurance, which means we can spend ninety minutes with you, order the testing prevention actually requires, and build care plans that look at the whole person. Here is exactly what that costs.
Why AvaOne Is a Cash-Pay Practice
Insurance-driven medicine is structured around billing codes, not patient outcomes. The average insurance-covered physician visit lasts seven minutes. Advanced cardiovascular testing is routinely denied as "not medically necessary" until after a patient develops symptoms. Prevention-focused protocols, lifestyle medicine, and integrated care are rarely reimbursable. The model rewards reactive treatment of disease and penalizes the proactive care that actually prevents it.
AvaOne stepped outside that model deliberately. Our physicians spend ninety minutes with new patients during the Future Self Assessment. We order the advanced lipid panels, biomarker testing, and cardiovascular risk assessments that genuine prevention requires. We build personalized care plans that integrate cardiology, lifestyle medicine, and pain therapy under one physician relationship. None of that is possible inside the constraints of insurance billing.
The cash-pay decision is not about exclusivity or premium positioning. It is about the medical model. By stepping outside insurance billing, we can deliver the depth of preventive care our patients need. We accept HSA and FSA payments to help offset the out-of-pocket cost, we coordinate insurance-billed external lab work and imaging through your insurance network when clinically appropriate, and we offer financing options for patients who qualify.
Our Programs
Three Programs, Three Transparent Entry Points
Most patients begin with a Future Self Assessment and their physician recommends which program fits their goals and risk profile. The prices below are the public entry points for each program. Treatment-specific pricing for individual StemWave packages and any program add-ons is discussed transparently in person at your assessment.
Cardiologist-Led Preventive Longevity
Vitality Program
$649 per month Membership pricing. Cancel anytime with thirty days written notice.
What is included:
- Comprehensive Future Self Assessment, a ninety-minute physician evaluation
- Four quarterly in-depth physician visits per year
- Advanced cardiovascular risk assessment, including ApoB, Lp(a), and lipid sub-fractions
- Integrated lifestyle coaching across nutrition, sleep, stress, and metabolic health
- Direct messaging access with your cardiologist between visits
- Twelve-month written personalized longevity plan with quarterly updates
- Coordinated specialty referrals through your insurance network when clinically appropriate
Best for: Adults aged 35 and older with family history of heart disease, elevated cardiovascular risk, or a desire for proactive longevity planning. Executives, busy professionals, and adults serious about understanding their cardiovascular risk before it becomes a diagnosis.
Led by: Dr. Chirag D. Patel, MD, FACC, FSCAI, RPVI
Six-Month Physician-Led Coaching
Lifestyle and Wellness Coaching Program
$999 onboarding plus $499 per month for five months Total six-month program: $3,494. No long-term commitment beyond the six-month structure.
What is included:
- Comprehensive Future Self Assessment, a ninety-minute physician evaluation
- Advanced lab work, including metabolic panel, lipid testing, inflammation markers, and condition-specific testing
- Personalized six-month written plan covering nutrition, weight, sleep, stress, fitness, and metabolic health
- Bi-weekly coaching sessions with your physician via secure telehealth
- Two scheduled in-person check-ins during the six-month program
- Mid-program reassessment at the three-month mark with repeat labs when appropriate
- Direct messaging access with your physician for non-urgent questions
- Program completion summary and continuation recommendations
Best for: Adults aged 30 and older working to reset nutrition, weight, sleep, stress, or metabolic health under physician guidance. Patients with pre-diabetes, metabolic syndrome, weight loss resistance, chronic stress, or sleep disruption that may have underlying medical contributors.
Led by: Dr. Jaimy Patel, MD, with support from Dr. Vanisha Patel, MD
Non-Invasive Pain Therapy
StemWave Therapy
Discovery Assessment from $79 A focused in-person physician evaluation to determine whether StemWave is appropriate for your specific condition. Treatment protocols are personalized based on the condition being treated, with transparent pricing discussed during your Discovery Assessment.
What is included:
- In-person physician evaluation of your pain history and condition
- Focused physical examination of the affected area
- Honest determination of whether StemWave is the right treatment approach for your condition
- Sample StemWave application when clinically appropriate
- Personalized treatment recommendation with full pricing transparency
- Clear next steps with no pressure to commit on the day of the assessment
Best for: Adults with chronic musculoskeletal pain that has not responded to physical therapy, anti-inflammatories, rest, or stretching. Common conditions include chronic back pain, chronic knee pain, plantar fasciitis, tennis elbow, rotator cuff issues, and slow-healing sports injuries.
Led by: Dr. Vanisha Patel, MD, with physician oversight from Dr. Chirag D. Patel, MD
What Membership Fees Do Not Include
Pricing transparency includes being clear about what is not bundled into your program fees. The items below are typically coordinated through your insurance network when clinically appropriate, or billed separately based on the specific test or service required.
Coordinated Through Your Insurance When Possible
- Standard laboratory testing (CBC, basic metabolic panel, lipid panel, A1C, thyroid panel)
- Diagnostic imaging (echocardiogram, stress testing, cardiac CT, ultrasound) when clinically indicated
- Specialty consultations with cardiologists, endocrinologists, or other specialists outside AvaOne
- Prescription medications
Billed Separately
- Advanced specialty labs not covered by insurance (some advanced lipid sub-fractions, specialized longevity biomarkers)
- StemWave treatment packages beyond the Discovery Assessment
- Coronary artery calcium scoring (cash-pay imaging is typically $100 to $200 at external imaging centers)
- Any add-on services requested outside the standard program scope
Important note: Most standard lab work and imaging is coordinated through your insurance network and billed to your insurance carrier, not by AvaOne. Out-of-pocket costs for these items depend on your individual insurance plan, deductible, and coverage. We do our best to flag any expected out-of-pocket costs before testing is ordered.
Payment Options and Financing
We accept multiple payment methods and offer financing through third-party partners for patients who qualify.
Accepted Payment Methods
- Credit card (Visa, MasterCard, American Express, Discover)
- Debit card
- HSA (Health Savings Account) card
- FSA (Flexible Spending Account) card
- Bank transfer (ACH) for membership fees
- Cash or check accepted in person at the Edison clinic
Financing Available
- CareCredit financing (subject to credit approval)
- Cherry financing (subject to credit approval)
- Affirm pay-over-time options on select services
- Custom payment plans available by request for membership programs
Disclaimer line: Financing options are provided by independent third-party financial partners. Approval, terms, and interest rates are determined by the financing partner, not by AvaOne.
How Pricing Works at AvaOne
Our pricing model is built around transparency and honest patient choice. Here is how the process works from first inquiry through ongoing care.
Honest Disclosure: Who AvaOne Is and Is Not For
AvaOne is built for adults who value depth of care, physician time, and integrated preventive medicine, and who can absorb the cash-pay cost or have HSA, FSA, or financing options available. We are honest about who we serve well.
AvaOne is a strong fit for:
- Adults aged 35 and older with elevated cardiovascular risk, family history of heart disease, or a desire for proactive longevity planning
- Patients frustrated with the seven-minute insurance visit and the inability to access advanced preventive testing through conventional care
- Adults whose health goals involve more than one body system and who want one physician owning the whole picture
- Patients comfortable with cash-pay healthcare and able to use HSA, FSA, or financing to support membership
AvaOne may not be the right fit for:
- Patients seeking acute or emergency cardiology care (we are a preventive practice; patients with active cardiac symptoms should seek emergency care or a traditional cardiology consultation)
- Patients whose financial situation makes cash-pay healthcare difficult and for whom insurance-covered preventive care would serve them better
- Patients seeking primary care (we are not a primary care practice and do not replace your relationship with a primary care physician)
- Patients with Medicare or Medicaid coverage seeking services billable to those programs (please see our Insurance Notice for details)
Pricing FAQs
Frequently Asked Questions About AvaOne Pricing
Insurance-driven medicine is structured around seven-minute visits, restricted testing approval, and reactive treatment of disease rather than prevention. By operating outside that model, AvaOne physicians can spend ninety minutes with new patients, order the advanced
cardiovascular and biomarker testing that genuine prevention requires, and build integrated care plans across cardiology, lifestyle medicine, and pain therapy. We accept HSA and FSA payments to help offset out-of-pocket cost, coordinate insurance-billed lab work and imaging externally when clinically appropriate, and offer third-party financing for patients who qualify.
Yes. Health Savings Account (HSA) and Flexible Spending Account (FSA) funds are typically eligible for use on physician services, medical evaluations, and many of the testing services included in AvaOne programs. We accept HSA and FSA cards as payment methods for membership fees, Discovery Assessments, and most billable services. We recommend confirming specific eligibility with your HSA or FSA administrator for your individual plan, as eligibility can vary based on plan structure and the specific service being purchased.
The Vitality Program is $649 per month with no long-term commitment beyond the current month, cancelable with thirty days written notice. The Lifestyle and Wellness Coaching Program is a structured six-month program totaling $3,494 ($999 onboarding plus $499 per month for five months), with no continuation requirement after the six months are complete. StemWave Therapy begins with a $79 Discovery Assessment, and treatment package pricing is discussed transparently during that assessment based on your specific condition. Standard lab work and imaging are typically coordinated through your insurance network and billed separately based on your individual coverage.
Ready to Discuss Whether AvaOne Is Right for You?
The best way to understand what AvaOne care looks like and what it would cost for your specific goals is to come in for a Future Self Assessment. Ninety minutes with one of our physicians, an honest review of your health and risk profile, and a clear recommendation for which program fits. Most assessments are scheduled within seven business days.